Why Choose Our Commercial Umbrella Insurance?
You’ve poured your time, talent and resources into building your business. But when a single claim exceeds your primary policy limits, you could face crippling out-of-pocket expenses. Our Commercial Umbrella Insurance in Fort Wayne steps in where your standard liability coverage stops so you can focus on growth, not legal bills.

Commercial umbrella insurance gives you an extra layer of liability protection—covering legal expenses, medical bills, property damage, judgments, and settlements that exceed your primary policy limits.
That means when a covered claim outpaces your general liability or commercial auto insurance, you won’t be left paying the difference yourself.
- General Liability Insurance
- Employer’s Liability (via Workers’ Compensation)
- Hired & Non-Owned Auto Insurance
Think of umbrella coverage as your business’s safety net. It ensures that one unexpected event won’t derail your financial stability or your reputation.
In today’s litigious environment, extra liability protection isn’t a luxury; it’s a necessity.
Already Have Commercial Umbrella Insurance? We Make Switching Seamless
If you’ve had a rough claims experience or seen surprise rate hikes, it may be time to explore other options. Switching to Ball Group Insurance is straight forward just don’t cancel your existing policy until your new coverage is active to avoid any gaps.