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Individual Life Insurance
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Because peace of mind isn’t optional
Life doesn’t always go as planned. That’s exactly why individual life insurance exists to keep your dreams, responsibilities, and family secure, even when life surprises you.
Individual life insurance provides a death benefit or maturity payout to your beneficiaries upon your passing (or at the end of a designated term). It helps secure your family’s financial future covering college tuition, paying off a mortgage, settling final expenses or estate taxes, and more.
- Term Life: Level premiums for a set period (e.g., 10 or 20 years).
- Whole Life: Permanent coverage with fixed premiums and a cash-value component.
- Universal Life: Permanent coverage with flexible premiums and death benefits.
- Variable Life: Like universal life, but lets you allocate cash value to investment subaccounts.
Individual life insurance delivers a tax-free benefit that safeguards your family’s financial future covering your mortgage, car loans and final expenses. It travels with you beyond employer plans and replaces lost income, helping your loved ones maintain their quality of life when you’re no longer there.